The HEO Hub

Tools that show real numbers

No guesswork. Enter your info, see your options, and compare scenarios—all with transparent assumptions you can check and adjust.

Most popular

Live tool

My Plan

Build your upgrade roadmap

Create a now/next/later roadmap that matches your climate, fuel mix, and budget. No login required—export the steps you want to take this year.

  • Personalized to your climate zone
  • Considers your current fuel costs
  • Sequences projects by impact
  • Export or save for later
Start building your plan

More calculators

Bill Breakdown Estimator

See where your energy goes

Split last year's bills into heating, cooling, water heating, and baseload so you know which upgrades actually move the needle.

  • Works with any utility bill
  • Shows seasonal patterns
  • Highlights biggest opportunities
Break down your bills

Upgrade Timing Planner

Compare payback windows

See the payback window and comfort impact for each upgrade, sequenced by your climate and fuel costs.

  • Side-by-side comparisons
  • Accounts for incentives
  • Shows break-even points
Plan your timing

How our tools work

We don't hide the math. Every calculator shows its assumptions, sources, and limitations.

01

Transparent assumptions

Every default value is based on real data. You can see and adjust all assumptions.

02

Range-based estimates

We show ranges (low/typical/high) because single-point estimates are misleading.

03

No data collection

Calculations run in your browser. We don't store your inputs or require login.

Not sure which tool to use?

Start with the Bill Breakdown to understand where your energy goes, then use My Plan to build your upgrade roadmap.